If you own or manage property in a hurricane-prone area, you can’t afford to guess when it comes to insurance claims.
After a storm, your insurance company may try to lowball your settlement, delay payment, or even deny your claim.
But you don’t have to fight alone.
We Respect Your Privacy & Information.
If you own or manage property in a hurricane-prone area, you can’t afford to guess when it comes to insurance claims.
After a storm, your insurance company may try to lowball your settlement, delay payment, or even deny your claim.
But you don’t have to fight alone.
We Respect Your Privacy & Information.
If you own or manage residential or commercial property… this guide is not optional.
From single-family homes to high-rise apartment buildings, if a storm, fire, or flood has damaged your property — you’re now in a legal, financial, and emotional battle with your insurance company.
And they have a strategy:
Delay, Deny, Defend.
You need one too.
Download the free report and take your marketing to the next level
Homeowners
HOAs
Condominium Associations
Apartment Building Owners & Operators
Property Management Companies
Commercial Property Owners
Religious Organizations & Nonprofits
Tailored for Policyholders in:
Texas • Florida • Georgia • North Carolina • South Carolina
How insurance companies really process hurricane claims
(and why most policyholders are left underpaid)
The critical difference between wind damage, wind-driven rain, and flooding
(plus what’s covered vs. what’s not)
Named Storm Deductibles explained
Learn how these hidden costs can shrink your payout—and what to do about it.
Mitigation: Why Acting Fast Matters
Claim Types You May Face
Business Interruption 101
How to prove lost income and get reimbursed fast
The truth about water mitigation & mold
Act quickly or risk claim denials for “failure to mitigate”
How to avoid shady contractors
Use our checklist to verify water mitigation, restoration, and roofing vendors
Public Adjuster vs. Assignment of Benefits vs. Attorney vs. Appraisal
Who to hire, when, and how to make sure they work for you—not your insurer
Years Of Experience
Large-Loss Claims Settled
Hours Worked
Average Claim Amount
Advocate only for you, not the insurer
Negotiate on your behalf
Help policyholders meet their burden of proof
Interpret your policy and how to maximize your payout
Fight lowball offers and wrongful denials
Avoid unnecessary litigation
Increase your payout by up to 747%, according to the Florida OPPAGA Study
Insurers are required by law to act in good faith
They must equally consider any evidence supporting your position
You have the right to file a bad faith claim if they wrongfully delay, underpay, or deny your claim
You’re entitled to indemnity—restoration of your property and financial loss
You bear the burden of proof for your claim. This means if you don’t prove your loss, they don’t have to pay
Homeowners
Condo associations
HOAs
Commercial building owners
Churches, schools, and religious groups
Apartment complexes and property managers
Because they work for the insurer, not you. Their job is to minimize what’s paid. You need your own advocate.
Accepting the first settlement or waiting too long. Delays can ruin your ability to get paid fairly and recover fully.
Insurers are required by law to act in good faith
They must equally consider any evidence supporting your position
You have the right to file a bad faith claim if they wrongfully delay, underpay, or deny
You’re entitled to indemnity—restoration of your property and financial loss
You bear the burden of proof for your claim. This means if you don’t prove your loss, they don’t have to pay.
Homeowners
Condo associations
HOAs
Commercial building owners
Churches, schools, and religious groups
Apartment complexes and property managers
Nonprofits with insured property
Because they work for the insurer — not you. Their job is to minimize what’s paid. You need your own advocate.
Accepting the first settlement or waiting too long. Delays can ruin your ability to get paid fairly.
"Thank you Scott"
Scott responded to my inquiry and took the time to listen and understand our unpleasant experience dealing with our insurance claim. Although I did not utilized his service, he gave me a sound, professional advice and offered to help when he referred me to his engineer. They replied promptly and I was able to have better understanding of the situation. Thank you Scott!
- Haidee J.
"I would highly reccomend"
Words can’t describe how grateful we are for the consultation and claim evaluation we had with Scott. Full disclosure we were unable to work with him due to limitations of our scope. We wanted to properly recognize Scott for the honest and genuine passion he put in to not only our claim, but the way he runs his business in general. We hadn’t had such clarity of next steps since this began in 2020. I would highly recommend this business to everyone spinning their wheels in this process!
- James M.
"I came across this company and had none of those bad feelings"
This was not the first public adjuster I called. I called a different company first but they gave me a bad feeling on the phone. Too aggressive. Didn't feel trustworthy to me. So, I kept looking. I came across this company and I had none of those bad feelings. Scott, the guy who took my call, seemed very knowledgeable and I felt I could fully trust him. As it turned out, he told me that my claim was fairly simple and I didn't need the full scope of his service and fees. But, without charging me a fee, he gave me some needed advice on this whole matter of insurance claims which I needed. And told me I could call him back to ask another question or two if necessary. I would recommend this company for these services.
- Katie H.
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Texas - #1632488
Colorado - #411678
Florida - W797805
Georgia - 2874635
Indiana - 3891955
Kansas #15827727
Kentucky #1014264
Maryland #2106190
Nebraska #15827727
Nevada #3508775
North Carolina #15827727
Ohio #1289475
Oklahoma #100118599
Pennsylvania - 1043874
South Carolina - 893766
Utah #915234
NPN #15827727