Licensed Public Adjusters

Don’t Let the Insurance Company Win!

Grab the Free Hurricane Insurance Claim Survival Guide

Download: "HURRICANE AFTERMATH GUIDE"

Your recovery starts with knowing what to do—and what not to do—after the storm passes.

If you own or manage property in a hurricane-prone area, you can’t afford to guess when it comes to insurance claims.

After a storm, your insurance company may try to lowball your settlement, delay payment, or even deny your claim.

But you don’t have to fight alone.

Free Hurricane Insurance Claim Guide Helps You Get Every Dollar You Deserve

We Respect Your Privacy & Information.

If you own or manage property in a hurricane-prone area, you can’t afford to guess when it comes to insurance claims.

After a storm, your insurance company may try to lowball your settlement, delay payment, or even deny your claim.

But you don’t have to fight alone.

Don’t Let the Insurance Company Win!

Grab the Free Hurricane Insurance Claim Survival Guide

Download

"The Insurance Claim Bible"

Your Complete Property Damage Claim Survival Guide

Download: "Hurricane Aftermath Guide"

Your recovery starts with knowing what to do—and what not to do—after the storm passes.

Free Hurricane Insurance Claim Guide Helps You Get Every Dollar You Deserve

We Respect Your Privacy & Information.

If you own or manage residential or commercial property… this guide is not optional.
From single-family homes to high-rise apartment buildings, if a storm, fire, or flood has damaged your property — you’re now in a legal, financial, and emotional battle with your insurance company.

And they have a strategy:

Delay, Deny, Defend.

You need one too.

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Why You Need This Guide

The HURRICANE AFTERMATH guide is the most complete, tactical handbook for property owners who’ve suffered storm damage. It’s designed to help:

  • Homeowners

  • HOAs

  • Condominium Associations

  • Apartment Building Owners & Operators

  • Property Management Companies

  • Commercial Property Owners

  • Religious Organizations & Nonprofits

  • Tailored for Policyholders in:

    Texas • Florida • Georgia • North Carolina • South Carolina

What You’ll Learn in This Free Guide:

  • How insurance companies really process hurricane claims
    (and why most policyholders are left underpaid)

  • The critical difference between wind damage, wind-driven rain, and flooding
    (plus what’s covered vs. what’s not)

  • Named Storm Deductibles explained
    Learn how these hidden costs can shrink your payout—and what to do about it.

  • Mitigation: Why Acting Fast Matters

  • Claim Types You May Face

  • Business Interruption 101
    How to prove lost income and get reimbursed fast

  • The truth about water mitigation & mold
    Act quickly or risk claim denials for “failure to mitigate”

  • How to avoid shady contractors
    Use our checklist to verify water mitigation, restoration, and roofing vendors

  • Public Adjuster vs. Assignment of Benefits vs. Attorney vs. Appraisal
    Who to hire, when, and how to make sure they work for you—not your insurer

Whether you're a homeowner, apartment investor, business owner, or property manager, this guide will help you:

✅ Avoid delays
✅ Maximize your payout
✅ Get back to normal faster if your roof’s been wind damaged, floodwaters have intruded, or your business is facing closure due to storm damage, this guide arms you with the knowledge to fight back.

You can’t afford to wait, get the tools to secure a full, fair settlement.

Get the Guide That Insurance Companies Hope You Never See

Don't wait until you're denied or underpaid.
Get the insider tips that public adjusters, restoration pros, and attorneys use to help their clients win.

20+

Years Of Experience

500+

Large-Loss Claims Settled

130,160

Hours Worked

$450,000

Average Claim Amount

 Why Hiring a Public Adjuster May Be Crucial

When hurricanes strike, insurance companies don’t just send one adjuster, they send a team of experts.
You should have an expert on your side too.

A Public Adjuster can:

  • Advocate only for you, not the insurer

  • Negotiate on your behalf

  • Help policyholders meet their burden of proof

  • Interpret your policy and how to maximize your payout

  • Fight lowball offers and wrongful denials

  • Avoid unnecessary litigation

  • Increase your payout by up to 747%, according to the Florida OPPAGA Study

Your Rights as a Policyholder

  • Insurers are required by law to act in good faith

  • They must equally consider any evidence supporting your position

  • You have the right to file a bad faith claim if they wrongfully delay, underpay, or deny your claim

  • You’re entitled to indemnity—restoration of your property and financial loss

  • You bear the burden of proof for your claim. This means if you don’t prove your loss, they don’t have to pay

Frequently Asked Questions

Who is this guide for?

  • Homeowners

  • Condo associations

  • HOAs

  • Commercial building owners

  • Churches, schools, and religious groups

  • Apartment complexes and property managers

Why can’t I just trust the insurance company adjuster?

  • Because they work for the insurer, not you. Their job is to minimize what’s paid. You need your own advocate.

What’s the biggest mistake policyholders make?

  • Accepting the first settlement or waiting too long. Delays can ruin your ability to get paid fairly and recover fully.

Your Rights as a Policyholder

  • Insurers are required by law to act in good faith

  • They must equally consider any evidence supporting your position

  • You have the right to file a bad faith claim if they wrongfully delay, underpay, or deny

  • You’re entitled to indemnity—restoration of your property and financial loss

  • You bear the burden of proof for your claim. This means if you don’t prove your loss, they don’t have to pay.

Frequently Asked Questions

Who is this guide for?

  • Homeowners

  • Condo associations

  • HOAs

  • Commercial building owners

  • Churches, schools, and religious groups

  • Apartment complexes and property managers

  • Nonprofits with insured property

Why can’t I just trust the insurance company adjuster?

  • Because they work for the insurer — not you. Their job is to minimize what’s paid. You need your own advocate.

What’s the biggest mistake policyholders make?

  • Accepting the first settlement or waiting too long. Delays can ruin your ability to get paid fairly.

Stop guessing. Stop waiting. Start recovering.

Download the HURRICANE AFTERMATH guide and become the most informed, empowered, and protected policyholder in the claims process.

TESTIMONIALS

Hear what Our Clients are saying

"Thank you Scott"

Scott responded to my inquiry and took the time to listen and understand our unpleasant experience dealing with our insurance claim. Although I did not utilized his service, he gave me a sound, professional advice and offered to help when he referred me to his engineer. They replied promptly and I was able to have better understanding of the situation. Thank you Scott!
- Haidee J.

"I would highly reccomend"

Words can’t describe how grateful we are for the consultation and claim evaluation we had with Scott. Full disclosure we were unable to work with him due to limitations of our scope. We wanted to properly recognize Scott for the honest and genuine passion he put in to not only our claim, but the way he runs his business in general. We hadn’t had such clarity of next steps since this began in 2020. I would highly recommend this business to everyone spinning their wheels in this process!

- James M.

"I came across this company and had none of those bad feelings"

This was not the first public adjuster I called. I called a different company first but they gave me a bad feeling on the phone. Too aggressive. Didn't feel trustworthy to me. So, I kept looking. I came across this company and I had none of those bad feelings. Scott, the guy who took my call, seemed very knowledgeable and I felt I could fully trust him. As it turned out, he told me that my claim was fairly simple and I didn't need the full scope of his service and fees. But, without charging me a fee, he gave me some needed advice on this whole matter of insurance claims which I needed. And told me I could call him back to ask another question or two if necessary. I would recommend this company for these services.
- Katie H.

  • You’re serious about [Desired Result] and want a quick, easy-to-follow guide to get there.

  • You’re struggling with [Common Pain Point] and need a clear path to [Desired Outcome].

  • You’ve tried other solutions but haven’t seen results and are ready for a proven approach.

  • You’ve tried other solutions but haven’t seen results and are ready for a proven approach.

  • You’ve tried other solutions but haven’t seen results and are ready for a proven approach.

Hurricane Public Adjusters for Commercial & Multifamily Property Owners

Protect Your Property. Maximize Your Recovery. Minimize Delays.

“Blessed is the policyholder who is prepared, for they shall inherit a full and fair settlement.”

– The Insurance Claim Bible

AGENCY PUBLIC ADJUSTER LICENSES

Texas #1670060

Colorado #4472448
Ohio #1416560

Florida #W927993

NPN# 16144334

MISTY'S PUBLIC

ADJUSTER LICENSES

Texas #2647568

Florida #W798577

Kentucky #1267289

North Carolina #19846653

Nebraska #19846653

Ohio #1416569

Oklahoma #3001820951

Pennsylvania #1054792

South Carolina #19846653

Utah #915489

NPN #19846653

Haag Certified Commercial Roof Inspector #202111207

SCOTT'S PUBLIC ADJUSTER LICENSES

Texas - #1632488

Colorado - #411678

Florida - W797805

Georgia - 2874635

Indiana - 3891955

Kansas #15827727

Kentucky #1014264

Maryland #2106190

Nebraska #15827727

Nevada #3508775

North Carolina #15827727

Ohio #1289475

Oklahoma #100118599

Pennsylvania - 1043874

South Carolina - 893766

Utah #915234

NPN #15827727

Haag Certified Commercial Roof Inspector #201408103

Our Large Loss Specialties

Apartment Complexes

Business Interruption

Commercial Buildings

Condominium Associations

Historical Buildings

Industrial Facilities

Manufacturing Facilities

Office Buildings

Property Management Firms

Religious Organizations

Contact Us

Call Us : 512-904-9900

[email protected]